UnderStudy Insurance was founded by Tarek Timol. Tarek is a seasoned insurance industry executive having more than 27 years of experience. Having worked for both brokers and carriers, and both the profit and expense sides of the business, Tarek is very aware of the challenges of underwriting support.

As Chief Administrative Officer for Hallmark Financial Services, Tarek had direct management oversight of a P&L, Claims, Operations, Compliance, and IT. Tarek was initially hired by Hallmark as CIO where he built out a data and analytics culture and introduced AI, RPA and ML across Hallmark’s then $800m insurance company consisting of both admitted and non-admitted (Specialty) platforms. As a result of his contributions to the insurance industry, Tarek was named a finalist for Dallas CIO of the year in 2019.

Prior to joining Hallmark, Tarek has worked for the who’s who of insurance including Marsh, Guy Carpenter, AIG and then start-ups Ironshore Insurance and Torus Insurance.